RE/MAX Executive Realty



Posted by RE/MAX Executive Realty on 2/21/2021

Photo by Aymane Jdidi via Pixabay

Most people do not think of creating an estate plan before they are in their 40s or even their 50s. However, if you own a home, regardless of the cost of the home and regardless of your age, you should create an estate plan. Even if you are in your 20s, your family could end up losing a high-end home if you are in an accident and become incapacitated or you lose your life. Always contact an experienced estate attorney for help drafting your will and other estate documents, including trusts.

Titling Your Home

In today’s day and age, many people decide to live together without formally getting married. Most closing agents will title your home so that you own one half and your significant other owns one half. In most states, your significant other’s half of the house will have to go through probate unless the house is appropriately deeded. The ways you may title your home include:

  • Joint Tenancy: Gives you equal rights to the property. If one party passes, the ownership of that person’s half passes to the surviving tenants. However, if you are not married, you will have an extra step to take if you want to transfer your half to someone not listed on the deed.

  • Tenancy in Common: This is the most common way deeds are titled if two people buying a house are not married. Both parties have equal rights to the property. However, if one person passes, their half goes to their heirs and not to the other person on the deed unless that person is an heir. Each person can take out a mortgage on their half without getting permission from the others on the deed. This type of title usually has to go through probate.

  • Tenants by the Entirety: Only those legally married may title their home as tenants by the entirety. The house is automatically transferred to the living spouse. The property does not have to go through probate if it is titled as tenants by the entirety.

You may title your home in other ways, though those ways are not as common. Creating a will and a trust, along with titling your home properly, ensures that your half goes to the person you want it to go to, and, if done correctly, could save your spouse or significant other the hassle of going through probate.

Creating a Trust

Many types of trusts exist. When you choose the right type of trust for your situation, you may be able to avoid probate and avoid some taxes when your home transfers on your death. However, the main reason for a trust is so that your loved one may continue living in the home or taking care of the financial responsibility of your home should you become incapacitated. Certain trusts also keep your home and its equity from being eaten up by creditors such as nursing homes and doctors. Always consult an attorney to discuss the complexities of creating a trust and the rest of your estate plan.





Posted by RE/MAX Executive Realty on 1/10/2021

Photo by stux via Pixabay

If you're like many busy homeowners, you may not have a lot of time to cultivate a vegetable garden for the purpose of putting food on the family table. However, old-school culinary herb gardens are deceptively easy to grow, and they pull double duty by providing an exceedingly pleasing aesthetic. Not only do they add a flavorful element to any meal, but culinary herb gardens also present a picturesque appearance as well as perfume the surrounding air. If you plant your herb garden near a window, you'll be rewarded by a lovely aroma wafting through your home on warm days when you open the window. If you're thinking of putting your home on the market in the near future, an herb garden may increase its desirability to prospective buyers. 

As an added bonus, most culinary herbs require very little maintenance once established. Herbs are typically resilient plants capable of thriving in poor soils. They normally don't require extra summer watering except in times of drought, and their abundance of aromatic plant oils serve as natural insecticides. Here's what you need to do to get the most out of your culinary herb garden.

Consider How You Cook

The first thing to consider is which types of herbs you typically use the most in your kitchen. If you love using Mediterranean-sourced recipes when preparing fare for the family table, be sure to plant lots of thyme, oregano, and rosemary. If herbal tea is popular in your household, you can grow chamomile, peppermint, lemon balm, and other herbs used for making teas in your garden. You can dry the herbs with a food dryer, by spreading them out on a cookie sheet and placing them in the oven on low heat, or by hanging them upside down in a cool, dry location.

Choose a Sunny Spot

Most culinary herbs used by modern cooks have their roots in the Mediterranean, which means they've evolved under sunny skies and prefer that kind of environment. Choosing the sunniest available spot in your yard for culinary herb gardens help ensure that they thrive. However, if you've got a few somewhat shady spots in the area you choose for your garden, some herbs, such as parsley and mint, do quite well with a partial sun exposure, especially in warmer climates.

Add Hardscaping

Adding hardscaping such as stepping stones, statuary, birdbaths, arbors, and decorative fencing provides a polished, pulled-together look that keeps the average herb garden from looking unkempt. Water features such as pools and fountains add classic accents, and a comfortable garden bench provides an ideal place to sit and read, dream, or just watch the world go by. 

Please feel free to reach out for more information on getting the most from your outdoor living space or other aspects of optimizing your homeowner experience. 




Categories: Uncategorized  


Posted by RE/MAX Executive Realty on 11/29/2020

Photo by stux via Pixabay

If you're like many busy homeowners, you may not have a lot of time to cultivate a vegetable garden for the purpose of putting food on the family table. However, old-school culinary herb gardens are deceptively easy to grow, and they pull double duty by providing an exceedingly pleasing aesthetic. Not only do they add a flavorful element to any meal, but culinary herb gardens also present a picturesque appearance as well as perfume the surrounding air. If you plant your herb garden near a window, you'll be rewarded by a lovely aroma wafting through your home on warm days when you open the window. If you're thinking of putting your home on the market in the near future, an herb garden may increase its desirability to prospective buyers. 

As an added bonus, most culinary herbs require very little maintenance once established. Herbs are typically resilient plants capable of thriving in poor soils. They normally don't require extra summer watering except in times of drought, and their abundance of aromatic plant oils serve as natural insecticides. Here's what you need to do to get the most out of your culinary herb garden.

Consider How You Cook

The first thing to consider is which types of herbs you typically use the most in your kitchen. If you love using Mediterranean-sourced recipes when preparing fare for the family table, be sure to plant lots of thyme, oregano, and rosemary. If herbal tea is popular in your household, you can grow chamomile, peppermint, lemon balm, and other herbs used for making teas in your garden. You can dry the herbs with a food dryer, by spreading them out on a cookie sheet and placing them in the oven on low heat, or by hanging them upside down in a cool, dry location.

Choose a Sunny Spot

Most culinary herbs used by modern cooks have their roots in the Mediterranean, which means they've evolved under sunny skies and prefer that kind of environment. Choosing the sunniest available spot in your yard for culinary herb gardens help ensure that they thrive. However, if you've got a few somewhat shady spots in the area you choose for your garden, some herbs, such as parsley and mint, do quite well with a partial sun exposure, especially in warmer climates.

Add Hardscaping

Adding hardscaping such as stepping stones, statuary, birdbaths, arbors, and decorative fencing provides a polished, pulled-together look that keeps the average herb garden from looking unkempt. Water features such as pools and fountains add classic accents, and a comfortable garden bench provides an ideal place to sit and read, dream, or just watch the world go by. 

Please feel free to reach out for more information on getting the most from your outdoor living space or other aspects of optimizing your homeowner experience. 




Categories: Uncategorized  




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